How Private Money Lending Works

A Borrower's Guide to Fast, Flexible Real Estate Funding
$759K+
Capital Deployed
48hrs
Typical Funding
100%
First Position Liens
0
Defaults
Risk Management
1

What Is Private Money Lending?

🏦

Real Estate Funding Without the Bank Red Tape

Private money lending is when individuals or companies lend their own capital directly to real estate investors for property deals. Unlike banks, private lenders move fast — closings happen in days, not months. Every loan is secured by real property with a recorded lien, giving borrowers access to the capital they need while the lender holds a tangible asset as collateral.

Faster Than Banks Backed by Real Property Flexible Terms Direct Decision-Maker
2

How Vizion Capital Works

1

Apply

Submit your deal details in under 5 minutes. Online form or email — your choice.

vizioncapital.capital/apply.html
2

Get Pre-Qualified

AI-powered deal analysis scores your deal. Pre-qualification within 24 hours.

AI-Scored • 24-Hour Response
3

Close & Fund

Clear terms, recorded lien, wire goes out. You close your deal on schedule.

First Position. Always.
3

Loan Programs

EMD Loans

Earnest money deposit funding to lock up properties under contract. Move fast, secure the deal.
$2K – $20K 30–60 Days
📈

Bridge Loans

Short-term capital for purchase, rehab, and double closings. Bridge the gap between buy and sell.
$20K – $500K 6–24 Months
🏠

Portfolio / PML

Long-term financing for seasoned investors. Rental acquisitions, value-add, and refinance staging.
$100K – $1M+ 2–5+ Years
4

Why Vizion Capital?

🔒

First Position Liens ONLY

Your collateral is real property. Every loan is secured with a recorded first-position lien — no exceptions.

24-Hour Pre-Qualification

AI-powered deal analysis means you get a real answer fast — not weeks of committee deliberation.

🚫

No Bank Red Tape

No W-2 requirements, no 45-day underwriting. We evaluate the deal and move when it’s ready.

🤝

Flexible Terms

Every deal is different. We structure terms around your specific situation — not a one-size template.

🎯

Direct Communication with the Decision-Maker

No call centers, no loan officers. Kevin reviews every deal personally. You talk directly to the person who signs the check.

5

What Borrowers Say

I’ve done 4 loans with Kevin now. What sets him apart is how he handles the complexity. On one deal we had 3 different title companies involved with a complicated loan structure — Kevin broke it all down and satisfied every title company with clear explanations. No lender I’ve worked with operates at that level of detail and professionalism.
GC
Greg Cole
Real Estate Investor & Repeat Borrower — 4 Funded Deals

Ready to Fund Your Next Deal?

Apply in under 5 minutes. Pre-qualification within 24 hours. Close on your schedule.

vizioncapital.capital  •  kevin@vizioncapital.capital